What is title insurance?

Owner’s title insurance protects your right to your home.

By searching, clearing and insuring the title to your home before you buy it, your owner’s title policy offers protection for your property rights for as long as you and your heirs own your home.

If ownership of your property is ever challenged, title insurance will defend your possession of the property–and assume the legal costs of that defense–for as long as you and your heirs own the property. What’s more, if any challenge to your property’s title proves to be legitimate, title insurance will pay for your losses, just as your title insurance policy provides.


how does title insurance work?

As property changes hands, mistakes and irregularities– often made long before you expressed interest in the property – can place your ownership in dispute. The seller may have...

  • Avoided disclosure of using the property as collateral for an unpaid loan.

  • Fraudulently claimed to be the sole owner.

  • Failed to pay real estate taxes.

Even a simple mistake in the recording of legal documents, improper execution of legal instruments or the reappearance of undisclosed or missing heirs can result in the loss of your home.


why do I need title insurance?


get a quote

If you would like more information about title insurance and the costs associated with it, please reach out to us using the form below or call us at 308-432-4840.

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Let us know the amount of title insurance you are interested in obtaining. The rates are based on the purchase price for an owner's policy or loan amount for a lenders policy. Remember, you receive a discount by obtaining both policies simultaneously.